Health Insurance Net

                         Health Insurance Net

How to choose the health insurance coverage that is right for you?
What to look for in a policy in your particular situation?

Please complete the below form and we will immediately forward a copy of the Guide To Choosing The Right Health Insurance Coverage, that has helped PEOPLE JUST LIKE YOU TO GET AFFORDABLE HEALTH INSURANCE.

REGISTER HERE - FREE Guide To Choosing The Right Health Insurance Coverage

 

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NewsTarget: "46.6 million Americans now have no health insurance: Uninsured gap widens"

 
health insurance summary
Health Insurance Net

Health insurance is a legal contract between two or more parties that promises certain performance in exchange for considerations.  A health insurance policy is considered a unilateral contract.  This is because only one party (the insurer) is required to fulfil their obligation.  While a policy owner may decide to terminate premium payments, as long as the payments are paid the insurer must meet their responsibility under the contract.

A health insurance policy can provide just one or any combination of certain benefits:

- Hospital, medical and surgical expenses resulting from sickness or an accident

- Accidental death or dismemberment

- Disability resulting from accident or sickness (sometimes this can also be referred to as “loss of income” or “loss of time”

An accident is an injury that occurs accidentally.  A sickness is an illness or disease that is not the result of an accident.  Knowing the difference is important because policies may have different provisions that apply to accidents or sickness.  Also, there are some companies that sell a separate accident policy that does not include sickness.

The terms accident and sickness are widely used and often interchangeable in any discussion of health insurance.  They are often abbreviated as A&H and A&S.  Health insurance is also referred to as medical insurance.

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